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One-Third Of Health Insurance Plans Exceed Law’s Out-Of-Pocket Cap

One-Third Of Health Insurance Plans Exceed Law’s Out-Of-Pocket Cap

By JULIE APPLEBY, KHN— Consumers who buy their own health insurance will see the total amount they could pay out of pocket for medical care capped starting next year, but some will likely pay higher premiums as a result. That’s one conclusion that can be drawn from a new study showing more than one-third of health insurance plans currently offered […]

Resource: Summary Of Health Care Benefits, Insurance Coverage & Uniform Glossary Of Terms

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Resource: Summary Of Health Care Benefits, Insurance Coverage & Uniform Glossary Of Terms

Under the Affordable Care Act, health insurers and group health care plans will provide the 180 million Americans who have private insurance with clear, consistent and comparable information about their health care plan benefits and coverage. Specifically, the regulations will ensure consumers have access to two forms that will help them understand and evaluate their […]

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New Rule: Some Families Ineligible For Health Care Insurance Subsidies

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New Rule: Some Families Ineligible For Health Care Insurance Subsidies

By JULIE APPLEBY, KHN— Some families with costly job-based health care coverage may be ineligible for federal subsidies to help them buy less expensive coverage through new online insurance markets, under final rules released Wednesday, Jan. 30, 2012, by the Internal Revenue Service. The two rules, published by the Treasury Department here and here, uphold earlier proposals outlining what […]

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Employer-Sponsored Health Insurance Coverage Declines For 11th Straight Year

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Employer-Sponsored Health Insurance Coverage Declines For 11th Straight Year

Fewer American than ever have employers-sponsored health insurance. Fewer Americans than ever get health insurance through their employersIn 2011, the number of Americans under age 65 covered by employer-sponsored health insurance (ESI) declined for the eleventh year in a row, finds a new Economic Policy Institute (EPI) report. In a new study, Employer-sponsored health insurance […]

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Health Insurers Get Ready For Insurance Exchanges, But Exchanges May Not Be Ready

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Health Insurers Get Ready For Insurance Exchanges, But Exchanges May Not Be Ready

By JAY HANCOCK, KHN Staff Writer— The attraction of the 2010 health care law for insurance companies is obvious: Millions of new customers and billions in new spending. Those dollars will flow through state exchanges, online marketplaces where customers can shop for insurance. “This is the largest expansion since the Medicare program in 1965,” said […]

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States Defining ‘Essential’ Coverage For Health Insurance Benefits Under Federal Law

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States Defining ‘Essential’ Coverage For Health Insurance Benefits Under Federal Law

By PHIL GALEWITZ, KHN Staff Writer— California and Washington state will require coverage of acupuncture. Arkansas wants prevention counseling for women at high risk of breast cancer but not coverage of expensive infertility treatment. Oregon opted against covering bariatric surgery for obesity but insurers will have to cover cochlear implants for hearing. These are some […]

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Branding Health Care Insurance Exchanges To Help Make The Sale

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Branding Health Care Insurance Exchanges To Help Make The Sale

By PAULINE BARTOLONE, CAPITAL PUBLIC RADIO– As states work to comply with the federal health care law, many are designing their insurance exchanges, where people will be able to shop for coverage. But just the word “exchange” sounds to many like off-putting government-speak, and some states are eager to come up with a more appealing […]

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Young Adult Health Insurance Coverage Rules Under the Health Care Reform Law

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Young Adult Health Insurance Coverage Rules Under the Health Care Reform Law

Under the Affordable Care Act, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. What This Means for You Before the health care law, insurance companies could remove enrolled children usually at age 19, sometimes older for full-time students. Now, […]

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Resource: Summary Of Health Care Benefits And Insurance Coverage And Uniform Glossary Of Terms

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Resource: Summary Of Health Care Benefits And Insurance Coverage And Uniform Glossary Of Terms

Under the Affordable Care Act, health insurers and group health plans will provide the 180 million Americans who have private insurance with clear, consistent and comparable information about their health care plan benefits and coverage. Specifically, the regulations will ensure consumers have access to two forms that will help them understand and evaluate their health […]

Continue reading …
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