Home » Archives by category » Topic Categories » Benefits & Compensation » Retirement Benefits » Retirement Planning for Employees
Income, Age Key Factors in Retirement Funding Expectations

Income, Age Key Factors in Retirement Funding Expectations

By JEFFREY M. JONES, Gallup— Non-retired Americans’ expectations about which sources they will rely on to fund their retirement differ significantly by their annual household income. Upper-income non-retirees are much more likely to say investments, such as a 401(k), IRA and other retirement savings accounts or individual stock investments, and work-sponsored pension plans will be […]

Average U.S. Retirement Age Rises To 61

Comments Off on Average U.S. Retirement Age Rises To 61
Average U.S. Retirement Age Rises To 61

By ALYSSA BROWN, Gallup—  The average age at which U.S. retirees say they actually retired is now at 61, up from 57 in the early 1990s. These results are from Gallup’s annual Economy and Personal Finance survey, conducted April 4-14. The average retirement age has crept up by four years over the past two decades, […]

Continue reading …

A Backyard Pup Tent Retirement Plan For Broke Boomers

Comments Off on A Backyard Pup Tent Retirement Plan For Broke Boomers
A Backyard Pup Tent Retirement Plan For Broke Boomers

By RICK BELL, workforce.com– Since the financial meltdown hit and my retirement investments largely were blown to bits, I joke with my kids that they’d better buy a house on a big enough plot of land for me to comfortably locate my future digs. Nothing fancy, I tell them; enough room in the backyard for […]

Continue reading …

The Democratization Of The Stock Market That Never Happened

Comments Off on The Democratization Of The Stock Market That Never Happened
The Democratization Of The Stock Market That Never Happened

By Heidi Shierholz, Economic Policy Institute— Despite minute­-by-­minute dissection of the stock market in the news media, the share of the population of the United States owning stock is surprisingly low. Even when including shares purchased indirectly through retirement accounts, in 2010, less than half (46.9%) of all households had stock holdings. Less than a […]

Continue reading …

EBSA Launches 401(k) Retirement Savings Fee Disclosure Website

Comments Off on EBSA Launches 401(k) Retirement Savings Fee Disclosure Website
EBSA Launches 401(k) Retirement Savings Fee Disclosure Website

Your 401(k) has retirement savings plan been costing you money. How much? Until now it was difficult, if not impossible to tell for sure. Now, for the first time, you can find out exactly how much you are paying for 401(k) plan. The U.S. Department of Labor’s Employee Benefits Security Administration has announced a new […]

Continue reading …