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Income, Age Key Factors in Retirement Funding Expectations

Income, Age Key Factors in Retirement Funding Expectations

By JEFFREY M. JONES, Gallup— Non-retired Americans’ expectations about which sources they will rely on to fund their retirement differ significantly by their annual household income. Upper-income non-retirees are much more likely to say investments, such as a 401(k), IRA and other retirement savings accounts or individual stock investments, and work-sponsored pension plans will be […]

Financial Co-Operatives: Safe Bet In A Banking Crisis

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Financial Co-Operatives: Safe Bet In A Banking Crisis

ILO News– Financial co-operatives out-performed traditional investor-owned banks during the global financial crisis on almost every rating level, according to a new International Labour Organization  study. The study, titled Resilience in a downturn: The power of financial co-operatives, says customer-owned banks were much more stable and more efficient than the big traditional banks. “Financial co-operative” is […]

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Older Workers Delay Retirement, No End In Sight For Many

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Older Workers Delay Retirement, No End In Sight For Many

The Conference Board—Even as stock prices rise, unemployment drops, and overall recovery takes hold, more U.S. workers than ever are delaying retirement, according to a report by The Conference Board, Trapped on the Worker Treadmill? “It’s disconcerting that the two years in which the U.S. economy seemed to finally, if fitfully, turn the corner also left […]

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EBSA Launches 401(k) Retirement Savings Fee Disclosure Website

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EBSA Launches 401(k) Retirement Savings Fee Disclosure Website

Your 401(k) has retirement savings plan been costing you money. How much? Until now it was difficult, if not impossible to tell for sure. Now, for the first time, you can find out exactly how much you are paying for 401(k) plan. The U.S. Department of Labor’s Employee Benefits Security Administration has announced a new […]

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