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By JULIE APPLEBY, KHN— Consumers who buy their own health insurance will see the total amount they could pay out of pocket for medical care capped starting next year, but some will likely pay higher premiums as a result. That’s one conclusion that can be drawn from a new study showing more than one-third of health insurance plans currently offered […]
By JULIE APPLEBY KHN Staff Writer— It’s back to the future for insurers, which plan to sharply limit the choice of doctors and hospitals in some policies marketed to consumers under the health care law, starting next fall. Such plans, similar to the HMOs of old, fell into disfavor with consumers in the 1980s and 1990s, […]
Continue reading …By JAY HANCOCK, KHN Staff Writer— The attraction of the 2010 health care law for insurance companies is obvious: Millions of new customers and billions in new spending. Those dollars will flow through state exchanges, online marketplaces where customers can shop for insurance. “This is the largest expansion since the Medicare program in 1965,” said […]
Continue reading …By SHEFALI S. KULKARNI, KHN— High-deductible health care plans are no longer a health care insurance novelty—they are becoming mainstream. According to the industry trade group America’s Health Insurance Plans, the number of people with high-deductible health plan coverage reached more than 11.4 million in January 2011, up from 10 million in January 2010. A survey from the […]
Continue reading …By JULIE APPLEBY and MARILYN WERBER SERAFINI, KHN Staff Writers– Republican vice presidential nominee Paul Ryan says his proposal to overhaul Medicare would use market competition to tame costs in the government health program relied on by almost 50 million people. As models, he often cites the health program for federal employees – including members of Congress — and […]
Continue reading …By SUSAN JAFFE, KHN– This story details of the final regulations for the new health insurance summaries that the federal health law requires plans to give to consumers to help them make informed coverage choices. “For too many Americans today, choosing a health plan means reading through a human resources book usually the size of a small phone book and […]
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