Gallup - U.S. Investor Optimism Remained Positive in November

Filed under: Labor,News,Retirement Benefits |

Prior to the recent slide in the stock market, American investors’ mood remained fairly upbeat this quarter, with the Wells Fargo/Gallup Investor and Retirement Optimism Index coming in at +48 in mid-November, similar to the +46 reading in August. While still far from the +178 high point recorded in early 2000, the index is notably improved from +25 a year ago and at a seven-year high.

Wells Fargo/Gallup Investor and Retirement Optimism Index

The fourth quarter Wells Fargo/Gallup Investor and Retirement Optimism Index is based on a nationally representative telephone survey of 1,009 U.S. adults with $10,000 or more in investable assets, conducted Nov. 14-23, 2014. About two in five American households have at least $10,000 in savings and investments.

The index has two components: economic and personal. The economic dimension improved slightly this quarter, rising to +5 from -1. At the same time, the personal dimension was steady but positive at +43 versus +47 in August.

Wells Fargo/Gallup Investor and Retirement Optimism Index

The economic dimension is based on investors’ expectations about the performance of four aspects of the economy over the next year. Of these, investors’ are most upbeat about the stock market, with a net optimism score of +31 (out of a possible +200), similar to +29 last quarter. Gallup also finds positive net optimism about economic growth, at +4 up from -1. Investors’ ratings of unemployment (-3) and inflation (-14) are lower but slightly improved from August.

Compared with a year ago, investor optimism has shown some improvement on all dimensions except for the stock market, which is about as positive today as it was then.

U.S. Investor Optimism About the Economy -- Selected Trend

Personal Financial Outlook Flat But Positive

On the personal dimension, the fourth quarter survey finds investors quite optimistic about their ability to maintain or increase their income in the next 12 months (+54). That is similar to last quarter, but up 14 points from a year ago. At the same time, the +43 net optimism score for achieving five-year investment goals and +30 for achieving 12-month investment targets have shown less change in the past year.

U.S. Investor Optimism About Personal Finances -- Selected Trend

Outlook Improves Among Retired Investors

After trailing nonretirees’ optimism last quarter, the level among retired investors rose 19 points in November to +54, edging past nonretired investors’ optimism, which fell slightly this quarter to +46. This marks only the third time in three years that retirees’ optimism has exceeded nonretirees’.

Wells Fargo/Gallup Investor and Retirement Optimism Index, by retirement status

Retirees’ increased optimism reflect major gains in their confidence on all four aspects of the economic dimension, with no improvement in their personal dimension ratings. While the reason for this is unclear, it could reflect retirees’ greater exposure to the stock market given their higher average asset level and reliance on investments for current income. The performance of the stock market in the fourth quarter, bouncing back in November after plunging in October, may have encouraged retirees to feel better about the economy overall at the time of the survey.

Investor Optimism Bottom Line

Investors have had some scares in 2014, with significant market declines in January, July, October and now December interrupting an otherwise encouraging market ride. Also, retirees who are reliant on interest income have had to endure another year of low rates, possibly hampering their overall outlook. At the same time, recent strength in the economy and labor market may be helping to offset concerns about low interest rates with some investors.

Whatever forces are at play, investors, overall, managed to remain fairly optimistic in the past quarter, at a level slightly better than a year ago and the highest the Wells Fargo/Gallup Investor and Retirement Optimism Index has reached since 2007. Whether that continues into early 2015 will greatly depend on whether the latest market turbulence is as short-lived as the prior episodes this year, or if it proves to be the beginning of the end of the bull market.

Survey Methods

Results for the Wells Fargo/Gallup Investor and Retirement Optimism Index survey are based on questions asked Nov. 14-23, 2014, on the Gallup Daily tracking survey, of a random sample of 1,009 U.S. adults having investable assets of $10,000 or more.

For results based on the entire sample of investors, the margin of sampling error is ±3 percentage points at the 95% confidence level.

In addition to sampling error, question wording and practical difficulties in conducting surveys can introduce error or bias into the findings of public opinion polls.

Learn more about how the Wells Fargo/Gallup Investor and Retirement Optimism Index works.

Source:: Gallup U.S. Economy Newsfeed

Please subscribe to WWOW’s posts via email:


List your business in the premium web directory for free This website is listed under Human Resources Directory

14 Responses to Gallup – U.S. Investor Optimism Remained Positive in November

  1. I want to show my appreciation to the writer just for rescuing me from this dilemma. As a result of searching through the the net and finding basics which are not pleasant, I was thinking my entire life was well over. Existing minus the solutions to the difficulties you have fixed by way of your good review is a critical case, as well as ones which may have in a wrong way affected my entire career if I had not encountered your web page. Your good natural talent and kindness in playing with every item was priceless. I’m not sure what I would have done if I had not come upon such a subject like this. I can also now look forward to my future. Thanks for your time very much for your high quality and sensible help. I will not be reluctant to recommend the website to anyone who needs to have recommendations about this matter.

    golden goose
    16/12/2018 at 15:12

  2. I am glad for commenting to let you know of the really good encounter my girl gained reading your blog. She discovered a lot of details, which included what it is like to possess a marvelous helping nature to get men and women without hassle learn about a number of extremely tough issues. You truly did more than our desires. Many thanks for presenting those practical, safe, informative and even unique guidance on that topic to Janet.

    cat boots
    16/12/2018 at 18:17

  3. My spouse and i felt really joyful Albert could finish up his analysis through your precious recommendations he received from your web pages. It is now and again perplexing to just always be giving away hints that many a number of people could have been making money from. We take into account we have got you to thank for that. The most important explanations you’ve made, the straightforward web site menu, the relationships you will assist to engender – it’s got everything exceptional, and it’s aiding our son and the family reason why this theme is enjoyable, which is rather mandatory. Thank you for all the pieces!

    yeezy boost
    17/12/2018 at 19:45

  4. I simply needed to thank you so much all over again. I do not know what I would have taken care of in the absence of the type of advice revealed by you about that question. It was the depressing matter for me personally, nevertheless taking note of the very skilled approach you dealt with it took me to leap over contentment. Now i’m thankful for this help and then believe you recognize what a powerful job that you’re doing educating people by way of your website. I know that you haven’t encountered all of us.

    kyrie 3
    18/12/2018 at 21:33

  5. A lot of thanks for all your valuable labor on this site. Debby really loves doing investigation and it’s really obvious why. My partner and i notice all about the dynamic medium you provide very important tactics by means of the website and increase participation from other people on that article while our child is always discovering so much. Enjoy the rest of the year. You’re conducting a superb job.

    nike hyperdunk
    20/12/2018 at 04:17

  6. I simply wanted to jot down a small message to express gratitude to you for all of the marvelous tips and hints you are writing on this website. My time-consuming internet research has finally been paid with extremely good suggestions to write about with my relatives. I ‘d tell you that many of us website visitors are rather blessed to exist in a decent site with many marvellous individuals with very helpful methods. I feel quite happy to have discovered your entire webpage and look forward to many more entertaining moments reading here. Thanks a lot once more for all the details.

    hermes handbags
    21/12/2018 at 11:33

  7. I want to express appreciation to the writer just for rescuing me from this problem. As a result of surfing around through the the web and obtaining proposals that were not helpful, I thought my life was over. Existing devoid of the answers to the difficulties you’ve solved by means of your short article is a critical case, as well as the kind which might have in a wrong way affected my entire career if I hadn’t noticed your blog post. The competence and kindness in handling every aspect was priceless. I am not sure what I would’ve done if I hadn’t discovered such a solution like this. I can also at this time relish my future. Thanks a lot very much for this high quality and amazing help. I won’t think twice to suggest the blog to any individual who needs care on this subject matter.

    chrome hearts outlet
    23/12/2018 at 19:12

  8. I want to show some appreciation to the writer just for rescuing me from this type of problem. After looking out through the search engines and getting basics which are not pleasant, I believed my life was well over. Living without the presence of solutions to the issues you have resolved by means of the guide is a serious case, as well as those which may have in a wrong way affected my career if I had not noticed your site. Your primary natural talent and kindness in handling a lot of stuff was helpful. I am not sure what I would’ve done if I had not encountered such a solution like this. I can also at this moment look forward to my future. Thanks a lot very much for this impressive and results-oriented help. I will not think twice to refer your web site to any individual who will need support on this matter.

    air max
    24/12/2018 at 17:59

  9. I enjoy you because of all of the work on this web page. Ellie delights in getting into investigations and it’s really easy to understand why. All of us know all relating to the powerful tactic you create very important guidance through this blog and strongly encourage participation from other people on that issue then my princess is certainly starting to learn a whole lot. Take pleasure in the remaining portion of the year. You are performing a glorious job.

    louboutin shoes
    25/12/2018 at 16:47

  10. Thank you for all your labor on this web page. My mom really loves getting into internet research and it’s really simple to grasp why. We notice all of the lively form you deliver priceless tactics through your blog and as well as recommend participation from website visitors about this situation plus our daughter is now starting to learn so much. Take advantage of the remaining portion of the year. Your conducting a great job.

    goyard wallet
    26/12/2018 at 15:27

  11. I wanted to write down a small message in order to thank you for those fantastic information you are posting on this site. My extended internet lookup has at the end of the day been honored with excellent suggestions to write about with my contacts. I ‘d claim that many of us site visitors actually are definitely lucky to be in a superb site with so many outstanding individuals with good tips and hints. I feel pretty grateful to have encountered the weblog and look forward to so many more amazing moments reading here. Thanks a lot once more for everything.

    hermes belt
    27/12/2018 at 22:41

  12. My wife and i were joyful when Jordan could complete his basic research from the precious recommendations he got from your own weblog. It is now and again perplexing just to happen to be offering concepts the others may have been selling. Therefore we consider we’ve got the website owner to thank because of that. The main explanations you’ve made, the easy blog navigation, the relationships you will make it easier to create – it’s mostly unbelievable, and it’s making our son and our family recognize that the situation is exciting, and that’s very fundamental. Many thanks for the whole thing!

    yeezy boost 350
    29/12/2018 at 02:20

  13. I have to show my appreciation for your generosity for folks who have the need for guidance on this one area of interest. Your personal dedication to passing the solution along has been rather insightful and have continuously empowered guys and women just like me to reach their desired goals. Your personal important help can mean so much a person like me and even further to my office colleagues. Regards; from all of us.

    cheap mlb jerseys
    30/12/2018 at 17:58

  14. I simply wished to appreciate you again. I’m not certain what I might have accomplished without the entire tips and hints discussed by you about that topic. It seemed to be a real horrifying difficulty for me personally, but discovering a skilled manner you solved the issue made me to leap for happiness. I will be thankful for your work and sincerely hope you realize what a powerful job you were getting into training men and women by way of your websites. I am sure you’ve never got to know any of us.

    kobe 9
    31/12/2018 at 17:13

Leave a Reply

Your email address will not be published.